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Spring is near and with the weather we’ve had, you would think it was already here. However, the spring housing market is just beginning and before anyone goes out looking for a home, consider getting pre-approved first. You might be wondering why getting pre-approved is so important. It’s actually surprising to know how many people searching for a home don’t bother getting pre-approved. They end up wasting their time which makes them put house hunting to the side because they realized what they thought they can afford, isn’t going to work. This is a type of issue where getting pre-approved can help you avoid altogether.

Getting pre-approved allows you to shop for a home with confidence. You will already know how much you can afford and your time won’t be wasted looking at houses that are way out of your budget. Norcom’s pre-approval program allows you to tackle the loan process before you even begin your hunt for a new home. This will give you complete confidence to shop in your price range and even allows the seller to feel confident knowing your offer won’t fall through when it comes time for closing.

When you have an idea of how much you can afford before buying a home, the search for a new place becomes a lot more exciting. You’ll know that every house you visit can potentially be yours. Your realtor will help you find the perfect house in your price range, which will end up saving you a lot of time and frustration that those buyers who don’t get pre-approved go through.

Online calculators can be deceiving. You might be able to get a rough estimate of what you can afford but it won’t be as accurate as getting an official pre-approval from your lender. Getting pre-approved gives you the confidence in knowing that your offer will be accepted on a house you dream of owning.

A pre-approval will verify not only your credit, but bank statements and tax returns as well. This is a crucial step when it comes to getting pre-approved because you and your realtor will know that the amount you get pre-approved for, is completely accurate. Knowing that your key information has been reviewed by an underwriter ahead of time will give you, and the seller, confidence that you’re offer won’t fall through.

The Norcom JumpStart pre-approval program allows you to tackle the loan process before you even start house hunting, so you can shop with total Norconfidence. Every JumpStart pre-approval is reviewed by an underwriter to prepare you for success and get you closer to finding the right home for you and your family.

Visit our website, https://norcommortgage.com/pages/jumpstart-pre-approval, to learn more about our program or you can call us today to get started!